An updated catalog of fintech companies has been presented in Ukraine, analyzing the responses of 150 market representatives regarding future industry trends. According to the survey, companies show the greatest interest in the implementation of artificial intelligence, but a significant portion of respondents also sees potential in blockchain and cryptocurrencies.
This is reported by Business • Media
Blockchain and Cryptocurrencies: Assessment of Prospects and Current State
The blockchain and cryptocurrency segments are considered very promising for Ukraine’s fintech industry, according to the research results. These areas were highlighted by 47% of the surveyed companies, although currently only 3% of market participants are directly engaged with such technologies. Despite this, 40% of respondents identified blockchain as a key technology for the further development of the industry, although today only 9% of companies are implementing similar solutions. This indicates broad opportunities for further growth in this sector, as also emphasized by market analysts.
The catalog also contains data from open sources – specifically from the National Bank of Ukraine, the World Bank, the State Statistics Service, and the Ministry of Finance. The document notes that government initiatives, such as the launch of a regulatory sandbox for innovative startups in the fields of artificial intelligence and blockchain, could serve as an additional stimulus for industry development.
Artificial Intelligence – The Main Trend in Ukrainian Fintech
Among all technologies, surveyed fintech companies attribute the greatest potential to artificial intelligence: 90% of respondents believe that this technology will define the future of the Ukrainian market. At the same time, the share of companies already using AI has increased to 43% compared to 29% last year.
“Artificial intelligence is rapidly penetrating work processes; 43% of companies reported using this technology, compared to 29% last year,” the document states.
Among other popular technological solutions actively implemented by Ukrainian fintech companies are chatbots, cloud services, biometrics, and robotic process automation. Meanwhile, services such as SWIFT, money transfer systems, the Internet of Things, DeFi, and NFTs remain less widespread.
The survey also highlights several additional areas that could become drivers of fintech development in Ukraine, including payment solutions, digital wallets, open banking, and API solutions.
The government is also paying significant attention to the development of artificial intelligence. According to the Chief Director of the Ministry of Digital Transformation on AI, Danilo Tsyvok, the ministry is already working on two large-scale projects – the creation of a national large language model and the development of a long-term AI strategy until 2030.
In June 2025, work has already begun in Ukraine on the national large language model, which is expected to become one of the key elements of the country’s digital transformation.