Alibaba Implements Tokenized Payments and AI Subscriptions in Partnership with JPMorgan

Alibaba запустить токенізовані платежі у співпраці з JPMorgan та ШІ-підписки

Alibaba has announced a significant expansion of capabilities for international B2B trade by introducing new services based on artificial intelligence (AI) and preparing to launch tokenized payments in partnership with JPMorgan Chase.

This is reported by Business • Media

Innovations in Payment and Artificial Intelligence

Alibaba.com has introduced the AI Mode feature — an advanced AI search that allows for comparing suppliers based on price, logistics, and production capabilities. Additionally, the company is preparing to launch tokenized international transactions, integrating tokenized versions of the dollar and euro for instant global payments. This technology enables the avoidance of numerous intermediary banks, significantly speeding up and reducing the cost of money transfers.

“When buyers in the US or EU pay an amount in euros, it doesn’t have to go through various banks around the world — thanks to tokenization and blockchain,” said Zhang.

Transactions are planned to be conducted simultaneously between key financial centers — Europe, Hong Kong, Singapore, and China. JPMorgan Chase will be a partner in this, having recently launched its own token for B2B payments — JPMD.

Regarding the use of stablecoins, the company notes that this issue will be considered after testing the new tokenized payment system.

Platform Growth and New AI Subscriptions

In recent months, the number of active suppliers on Alibaba.com has increased by 50% year-on-year from March to October. The company is actively investing in expanding its global base of manufacturers and emphasizes the importance of supporting quality products to strengthen supply chains.

“There are many quality products in the world that can strengthen global supply chains, and we are actively investing in this direction.”

In December, Alibaba.com plans to introduce an AI-based payment agency service that will automatically generate contracts between buyers and suppliers based on their negotiations.

The monetization model will also be updated: users will be offered a subscription to AI Mode for approximately $20 per month or $99 per year, although the final price has yet to be determined. This will strengthen the position of the division that generated over $3 billion in revenue last year.

Alibaba continues to actively develop its own AI technologies. In 2025, the company presented new models Qwen2.5-Max and Qwen3, which, according to the developers, surpass the solutions of giants like OpenAI, Google, and DeepSeek. AI has become a strategic direction for the entire group of companies.

The trend towards crypto payments and tokenization is gaining momentum within Alibaba Group. In June, the subsidiary Ant Group announced its intention to obtain licenses for issuing stablecoins in Hong Kong and Singapore. At the same time, in the US, major corporations, including Walmart and Amazon, are exploring the possibility of launching their own stablecoins, awaiting the final approval of the legislative framework of the GENIUS Act.

By implementing advanced financial technologies and expanding the use of artificial intelligence, Alibaba aims to transform global e-commerce in the B2B segment.