FIS and Intain have announced the launch of a new platform, Digital Liquidity Gateway, based on the Avalanche blockchain, aimed at regional banks in the United States and simplifying the loan tokenization process.
This is reported by Business • Media
Capabilities of the Digital Liquidity Gateway
The service allows financial institutions to convert loans into NFTs, automate settlements, and interact with institutional investors without intermediaries. The platform is integrated with FIS banking systems, which serve over 20,000 clients in the U.S.
Each loan on the Digital Liquidity Gateway is transformed into an NFT based on verified data and accompanying documentation. Verification is conducted by Intain’s artificial intelligence, ensuring a high level of transparency and protection against fraud. Additionally, settlements on the platform can be made in stablecoins, including USDC.
“The new market allows small banks to access structured deals and capital, free up their balance sheets, and issue more loans,” emphasized John O’Mahony, head of digital assets at FIS.
Prospects and Areas of Application
The first tokenized portfolios on the platform are expected to be related to the real estate and aviation financing sectors. According to the companies, transaction volumes on the new platform could reach hundreds of millions of dollars by the end of the year.
Previously, investment firm Franklin Templeton launched the first tokenized fund in Hong Kong, confirming the growing interest in the implementation of digital assets in the financial sector.